.png){kind=logo}
Stamp Duty Rebate for Women by State (2026)
A state table of stamp duty concessions for women buyers, limited to what we verified on official pages, with a clear list of states we could not confirm.
Some states charge women a lower stamp duty. This guide lists the concessions we could read on official pages, with their limits, and names the states where we could not confirm one.
Stamp duty rebates for women: what is and is not confirmed
Several states charge a lower stamp duty when the buyer is a woman. The idea is to encourage women's ownership of land and homes. The rates, the value caps, the conditions and even whether the concession still exists change often, and many websites quote old figures. This page lists only what we could read on an official government source, with the date or source limits stated. Where we could not confirm a concession, we say so rather than guess.
Stamp duty is a state subject. The concession is usually written into a state notification and is applied by the Sub-Registrar when the sale deed is registered. For the general picture of duty and registration charges see stamp duty and registration charges by state, and for the sale deed process see land registration process.
Confirmed concessions on official sources
| State | What the official source shows | Source type | What we could not confirm |
|---|---|---|---|
| Delhi | Sale deed: stamp duty 4% if the buyer is a woman and 6% if a man; registration fee 1% of total value plus Rs 100 pasting charge | Delhi Revenue Department, property registration page | Date of the rate, and treatment of joint buyers: the page gives no separate figures for them |
| Rajasthan | Sale deed: 5% of market value for a male buyer; 4% for a woman (other than SC/ST/BPL) and 3% for a woman who is SC/ST/BPL, after rebate under a notification dated 14.07.14; registration fee 1%. A 20% surcharge on stamp duty is also shown | Rajasthan Registration and Stamps fee table (PDF) | Current validity of the table (it shows only a 2019 revision date for other charges), rural or urban differences, and whether later orders changed the rates |
| Uttarakhand | Sale or conveyance of immovable property: 5% in general, but 3.75% for a woman buyer up to Rs 25 lakh and 5% thereafter; registration fee 2% of value capped at Rs 25,000 | Uttarakhand Stamp and Registration Department fee table (PDF, March 2025 upload) | Effective date, and the exact slab wording, which is garbled in the source. The department's list of notifications also shows older women's rebates in 2006, 2009, 2013 and 2017, so check the current order |
| Uttar Pradesh | All India Radio reported in July 2025 that the state Cabinet approved a 1% stamp duty discount on property worth up to Rs 1 crore if purchased in a woman's name, up from a Rs 10 lakh limit | Prasar Bharati News Services report of a Cabinet decision | Whether it has been notified, the effective date, the base rate it is deducted from, and the conditions. A cabinet approval is not the same as a notified rule |
The Rajasthan figures need care. The table we read lists the women's rate as a rate after rebate under an old notification and gives a general 20% surcharge on stamp duty. We did not verify whether the surcharge applies on top of the rates shown or whether the rates in force today differ. Confirm the live position with the Sub-Registrar before you budget.
States where we could not confirm a concession
For the following states we did not find a concession for women on an official page that we could open, or the official page we found did not state one. This does not mean there is none. It means we cannot state it.
| State | Status | What we found |
|---|---|---|
| Haryana | Could not confirm | The Revenue Department FAQ we opened did not state stamp duty rates or any concession and directs users to the HARIS counter at the Sub-Registrar's office |
| Punjab | Could not confirm | We found notifications listed on the Revenue Department site but could not open the stamp duty fee page; we did not verify any women's concession |
| Himachal Pradesh | Could not confirm | The official fee documents we found were blocked or did not cover conveyance duty for women |
| Maharashtra | Could not confirm | We searched official domains but did not open a primary notification |
| All other states and union territories | Not reviewed | Outside the scope of this page |
Tribune and other newspapers have reported Haryana stamp duty waivers for small plots and certain transfers, but those are different concessions and we did not use them here.
How the concession is claimed in practice
- Confirm the rate for your date and location with the Sub-Registrar or the state's stamp department. Ask for the notification number.
- Put the woman's name on the deed as buyer. The concessions we read apply when the buyer is a woman. How a joint purchase by a man and a woman is treated varies, and Delhi's page gives no separate joint figure.
- Check any value cap. Uttarakhand's table shows 3.75% only up to Rs 25 lakh, with 5% on the rest. The Uttar Pradesh Cabinet decision refers to a Rs 1 crore limit.
- Check any eligibility conditions such as category (Rajasthan shows a lower rate for SC/ST/BPL women) or residency. We could not confirm conditions for every state.
- Budget for registration fee and surcharges separately. The concession is on stamp duty, not on the registration fee.
- Keep proof of payment. Use the state's e-stamping or payment method and keep the receipt with the deed.
Do not buy in a woman's name only for the rebate
Registering land in the name of someone who is not the real purchaser can cause tax, inheritance and legal problems, and some states place conditions on the concession. Take legal advice on the structure before you sign.
An illustrative example
The numbers are invented to show the arithmetic using the Delhi rates shown above. They are not a quote.
| Item | Illustrative amount |
|---|---|
| Sale value | Rs 1,00,00,000 |
| Stamp duty at 6% (male buyer) | Rs 6,00,000 |
| Stamp duty at 4% (female buyer) | Rs 4,00,000 |
| Difference | Rs 2,00,000 |
| Registration fee at 1% plus Rs 100 | Rs 1,00,100 (same for either buyer) |
A concession of this size is worth checking, but it is only one part of the total cost of buying. For tax tests that depend on the circle rate, read section 50C and 56(2)(x), and for the circle rate itself see circle rate vs market rate.
Does it apply to agricultural land?
The pages we read describe sale deeds of immovable property in general. They did not say that the concession is limited to houses or flats, and they did not say that agricultural land is excluded. But a state may place separate conditions or caps on agricultural land, and we did not verify them. In several states the larger issue for farmland is who may buy it at all. See state-wise agricultural land purchase rules. Check both before you plan a purchase around a stamp duty saving.
What is unconfirmed
We could not confirm effective dates for the Delhi, Rajasthan and Uttarakhand rates, whether the Uttar Pradesh Cabinet decision has been notified, or any concession in Haryana, Punjab, Himachal Pradesh, Maharashtra or other states. Official fee tables can lag behind new orders, and the documents we read were uploaded at different times. Always confirm the rate on the day of registration.
Frequently Asked Questions
Do all states give a stamp duty rebate to women?
What is the Delhi rate for a woman buyer?
What does Rajasthan show for women?
What does Uttarakhand show?
Is the Uttar Pradesh 1% rebate in force?
Is there a rebate in Haryana or Punjab?
Can a man and a woman buy jointly and still get the rebate?
Does the rebate reduce the registration fee?
Can I put the land in a woman's name only to save duty?
Where do I confirm the current rate?
Sources
- Delhi Revenue Department: property registration charges
- Rajasthan Registration and Stamps: stamp duty and registration fee detail (PDF)
- Uttarakhand Stamp and Registration Department: stamp duty and registration fee (PDF)
- Uttarakhand Stamp and Registration Department: stamp duty and registration fee notifications list
- News on AIR: UP Cabinet approves 1% stamp duty exemption for women (July 2025)
- Revenue Department Haryana: FAQ
